Weathering the Storm: Insurance Tips for This Hurricane Season

Sep 13, 2022

By Lisa Brown, Managing Director, Altus Private Risk

Though this year’s hurricane activity has been remarkably light so far, it’s important to remember that the hurricane season officially runs through November. If you own property in Florida, Louisiana, Texas or anywhere along the east coast, you know that this can mean potential damage to your home. Now is the time to familiarize yourself with your current insurance program so you can be well prepared in case you suffer a loss:

  • Know your deductible and keep a copy of your policy details with you in the case of evacuation. 
  • If you have a secondary home at risk for damage, make sure the home’s caretaker can check on the property and prepare it ahead of time for any weather conditions that may arise. 

Sign-up for value-added service

Some carriers offer a complimentary service that allows their adjusters to immediately visit your house to assess any damage and report back to you. This way, you can start filing a claim at once, even if you cannot access your home. If your insurer offers this service, be sure to enroll well before a hurricane hits your community.  

Insurance experts in your corner

You should contact your insurance broker right away if you discover damage to your home due to extreme weather. We’re here to help you decipher your options and be your advocate through the claims process. 

Altus Private Risk has been helping individuals and families throughout the United States and worldwide since 1997. Our dedication to providing objective insurance advice means we always put your needs at the center of every decision. We’re a client-centered, value-driven team that brings knowledge and expertise to each conversation and transaction, advocating for you every step of the way.